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National Get Smart About Credit Day - 2021-10-21
What is National Get Smart About Credit Day?
How much do you know about credit? Do you check your credit score regularly? Your credit score is an important factor that is assessed when you apply for loans or financial help. It is important to learn good credit habits. Knowing your credit score and keeping the numbers constant is vital to financial stability. There are several factors that affect your credit score: • The amount of debt you have • The age of the debt you have • Late payments of debt or bills • The number of credit accounts you have National Get Smart About Credit Day was created to counsel young people on the importance of good credit scores and how to manage their money better. You can join in on the celebrations on October 21st and learn more about your credit score. Pay off any debts that you can to lower your score and improve your financial health. If you are unsure where to start, visit a financial advisor to help improve your credit score. Share your tips on social media using #SmartCreditDay.
When is National Get Smart About Credit Day?
We celebrate National Get Smart About Credit Day on the 3rd Thursday of October annually. This year, we will celebrate this day on October 21st, 2021.
History of National Get Smart About Credit Day
The American Bankers Association founded this money-smart day in 2003 as a part of their education foundation’s aims to help young people manage their credit better.
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